Personal loans

        Personal loans in Nigeria

Do you need to finance your project? Or you desire to fulfil an urgent need, but, your financial state isn't smiling, then a personal loan is what you need. Personal loans in Nigeria are now accessible on the internet.

C24

C24  4
₦5 000 000
Loan amount ₦50 000 - ₦5 000 000
Interest 16 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Online loans up to N5.000.000
  • Term 1 - 12 months

Loan terms

  • You should be between 22 and 55 years
  • Applicant must live and/or work in Lagos State
  • Be employed (for at least 6 months) and get paid into your bank account
  • Have a good credit history
  • You must have a verifiable monthly income
  • You must have a pension account

About company

More information about the company C24 Limited

Borrow from ₦50 000 with interest from the 16 % Moread
₦2 000 000
Loan amount ₦2 000 - ₦2 000 000
Interest 2 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Online loans up to N2.000.000
  • Term 1 - 12 months

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company FINT Technology Africa Limited

Borrow from ₦2 000 with interest from the 2 % Moread
₦100 000
Loan amount ₦5 000 - ₦100 000
Interest 4.5 %
Maturity 7 - 190 days

Fast information

Properties of this loan

  • Online loans up to N100.000
  • Term 7 - 190 days
  • No collateral needed

Loan terms

  • 18 + years old
  • Nigerian citizen
  • Have a smartphone

About company

More information about the company Soko Lending Company Limited

Borrow from ₦5 000 with interest from the 4.5 % Moread
₦200 000
Loan amount ₦20 000 - ₦200 000
Interest 5 %
Maturity 7 - 30 days

Fast information

Properties of this loan

  • Online loans up to N200.000
  • Term 7 - 30 days
  • No collateral

Loan terms

  • 18 + years old
  • Nigerian citizen
  • The bank account provided should be in your name

About company

More information about the company KiaKia

Borrow from ₦20 000 with interest from the 5 % Moread
₦200 000
Loan amount ₦10 000 - ₦200 000
Interest 3 %
Maturity 1 - 6 months

Fast information

Properties of this loan

  • Online loans up to N200.000
  • Term 1 - 6 months

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company Wema Bank Plc.

Borrow from ₦10 000 with interest from the 3 % Moread
₦5 000 000
Loan amount ₦1 - ₦5 000 000
Interest 3.5 %
Maturity 1 - 18 months

Fast information

Properties of this loan

  • Online loans up to N5.000.000
  • Term 1 - 18 months

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company Zedvance Limited

Borrow from ₦1 with interest from the 3.5 % Moread
₦5 000 000
Loan amount ₦10 000 - ₦5 000 000
Interest 4 %
Maturity 1 - 18 months

Fast information

Properties of this loan

  • Online loans up to N5.000.000
  • Term 1 - 18 months

Loan terms

  • You must be in a paid employment or a business owner
  • Your age should be between 18 and 55 years
  • You must have a savings or current bank account

About company

More information about the company Pennylender Limited

Borrow from ₦10 000 with interest from the 4 % Moread
₦5 000 000
Loan amount ₦500 000 - ₦5 000 000
Interest 1.33 %
Maturity 6 - 12 months

Fast information

Properties of this loan

  • Online loans up to N5.000.000
  • Term 6 - 12 months

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company Guaranty Trust Bank Plc.

Borrow from ₦500 000 with interest from the 1.33 % Moread
₦4 000 000
Loan amount ₦100 000 - ₦4 000 000
Interest 5 %
Maturity 1 - 18 months

Fast information

Properties of this loan

  • Online loans up to N4.000.000
  • Term 1 - 18 months

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company Creditville Limited

Borrow from ₦100 000 with interest from the 5 % Moread
₦50 000
Loan amount ₦3 000 - ₦50 000
Interest 36.5 %
Maturity 91 - 365 days

Fast information

Properties of this loan

  • Online loans up to N50.000
  • Term 91 - 365 days

Loan terms

  • The applicant must be a Nigerian resident
  • The age bracket of the applicant has to be in the range of 20-55 years
  • The applicant needs to have a source of monthly income or state the reason why he or she wants the loan
  • Valid ID Card
  • BVN Number

About company

More information about the company Paycom Nigeria Limited

Borrow from ₦3 000 with interest from the 36.5 % Moread
₦100 000
Loan amount ₦15 000 - ₦100 000
Interest 5 %
Maturity 6 - 12 months

Fast information

Properties of this loan

  • Government Enterprise and Empowerment Programme (GEEP)
  • Initiative created to boost the Nigerian economy through leverage and access to finance for petty traders

Loan terms

  • If you are a petty trader or artisan in Nigeria, and N10,000 can help your business today, then you are eligible for TraderMoni For example, if you are a small kiosk owner, food stuff seller, bread seller, mai shai, wheel barrow pusher, mobile tailor, mobile cobbler, fruits seller, keke rider, etc, TraderMoni is here to help your business to get to the next level

About company

More information about the company TraderMoni

Borrow from ₦15 000 with interest from the 5 % Moread
₦5 000 000
Loan amount ₦100 000 - ₦5 000 000
Interest 6 %
Maturity 1 - 9 months

Fast information

Properties of this loan

  • Online loans up to N5.000.000
  • Term 1 - 9 months

Loan terms

  • Bank Verification Number
  • 6 Months' Payslips / Bank Statements
  • Employment / Work Details

About company

More information about the company E-FINANCE NIGERIA LTD

Borrow from ₦100 000 with interest from the 6 % Moread
₦5 000 000
Loan amount ₦100 000 - ₦5 000 000
Interest 4 %
Maturity 1 - 15 months

Fast information

Properties of this loan

  • Online loans up to N5.000.000
  • Term 1 - 15 months
  • No collateral needed

Loan terms

  • Valid Identification (Driver’s License, Int'l Passport, National ID Card, Voters Card)
  • Recent Passport Photograph
  • Personal Details
  • Work ID Card
  • Employment Details
  • Six months Bank Account Statement

About company

More information about the company Fast Credit Limited (FCL)

Borrow from ₦100 000 with interest from the 4 % Moread
₦1 000 000
Loan amount ₦10 000 - ₦1 000 000
Interest 10 %
Maturity 1 - 4 months

Fast information

Properties of this loan

  • Online loans up to N1.000.000
  • Term 1 - 4 months

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company 3DC Finance Limited

Borrow from ₦10 000 with interest from the 10 % Moread
₦2 000 000
Loan amount ₦50 000 - ₦2 000 000
Interest 4 %
Maturity 1 - 60 meses

Fast information

Properties of this loan

  • Online loans up to N2.000.000
  • Term 1 - 60 meses

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company X3 Leasing Limited

Borrow from ₦50 000 with interest from the 4 % Moread
₦1 000 000
Loan amount ₦1 000 - ₦1 000 000
Interest 3 %
Maturity 30 days

Fast information

Properties of this loan

  • Online loans up to N1.000.000
  • Term 30 days

Loan terms

  • 1 Passport Photograph
  • A valid means of Identification (International Passport, Drivers License or National ID Card )
  • Your 6 month up-to-date Salary statement of account, to be sent to verification@spotyloans.com from your bank
  • Employee ID Card
  • Employment Letter
  • NUBAN Cheques or Direct Debit Mandate
  • BVN Number with associated phone number
  • Communication via your official email

About company

More information about the company Spotya Premium Nigeria Ltd

Borrow from ₦1 000 with interest from the 3 % Moread

        Personal loans in Nigeria

Personal financing is very vital and pivotal to the achievement of secure personal development. But there are those dark days when the sun refuses to shine towards financial ease when those days come, the only light to shine is a personal loan. Personal loans are well available in the Nigerian finance space, with ease of procurement now a reality. 

It is without difficulty that people get loans nowadays, since money lending organisations are now all over the internet, with interest rates well below those of most commercial banks. This does not mean that commercial banks do not offer personal loans; some of them provide personal loans even without collateral. 

The very essence of personal loans tends to differ from person to person, as each individual tends to have different priorities. Due to this fact, a personal loan could also be in the form of an urgent loan or emergency loan used to meet immediate needs. And sometimes, personal loans could be used to carry out individual projects. 

General Requirements for personal Online loans

The requirements for obtaining a personal loan from an online sources differ based on whether it is a personal loan for an individual loan or a loan to be used by a corporate body/ business (I.e., a personal loan obtained for a small or medium scale business Enterprise (SME’s).

For individuals:

For SMEs /Business

Where to get personal loans

Benefits of personal loans 

Conclusion: getting a personal loan could be all that's needed to lift off the burden of financial difficulty from you. With the ease of accessibility, any day, any time, money can no longer be a limitation to personal development and fulfilment.


Personal loans in Nigeria rating: 4.5/5 from 21 votes.

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