Unsecured personal loans

        Unsecured personal loans in Nigeria

If your desire is to obtain a loan that you can use for whatever you want without restrictions but with a few years to repay the loan, not minding the interest rates, then unsecured personal loans in Nigeria should be your plug.

₦500 000
Loan amount ₦500 - ₦500 000
Interest 5 %
Maturity 30 - 365 days

Fast information

Properties of this loan

  • Online loans up to N500.000
  • Term 30 - 365 days
  • Easy online application

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company Migo Technology Services Limited

Borrow from ₦500 with interest from the 5 % Moread
₦4 000 000
Loan amount ₦100 000 - ₦4 000 000
Interest 5 %
Maturity 1 - 18 months

Fast information

Properties of this loan

  • Online loans up to N4.000.000
  • Term 1 - 18 months

Loan terms

  • 18 + years old
  • Nigerian citizen

About company

More information about the company Creditville Limited

Borrow from ₦100 000 with interest from the 5 % Moread

C24

C24  4
₦5 000 000
Loan amount ₦50 000 - ₦5 000 000
Interest 16 %
Maturity 1 - 12 months

Fast information

Properties of this loan

  • Online loans up to N5.000.000
  • Term 1 - 12 months

Loan terms

  • You should be between 22 and 55 years
  • Applicant must live and/or work in Lagos State
  • Be employed (for at least 6 months) and get paid into your bank account
  • Have a good credit history
  • You must have a verifiable monthly income
  • You must have a pension account

About company

More information about the company C24 Limited

Borrow from ₦50 000 with interest from the 16 % Moread
₦200 000
Loan amount ₦20 000 - ₦200 000
Interest 5 %
Maturity 7 - 30 days

Fast information

Properties of this loan

  • Online loans up to N200.000
  • Term 7 - 30 days
  • No collateral

Loan terms

  • 18 + years old
  • Nigerian citizen
  • The bank account provided should be in your name

About company

More information about the company KiaKia

Borrow from ₦20 000 with interest from the 5 % Moread
₦100 000
Loan amount ₦1 000 - ₦100 000
Interest 5 %
Maturity 1 - 30 days

Fast information

Properties of this loan

  • Online loans up to N100.000
  • Term 1 - 30 days

Loan terms

  • 18 + years old
  • Nigerian citizen
  • Your account must be older than 1 month with BVN and KYC done to be able to request for cash

About company

More information about the company Bincom ICT Solutions

Borrow from ₦1 000 with interest from the 5 % Moread

        Unsecured personal loans in Nigeria

An unsecured personal loan is a type of loan that doesn't entail the use of collateral. This loan can be used for any worthwhile purpose based on the borrower's discretion.  

The loan tenure is usually longer when compared to that of secured personal loans. However, the interest rate is said to be relatively higher and the reason isn't far fetched, it is because of the lack of collateral which makes the lender at a higher risk. 

The amount you can borrow varies from one lender to the other, however, unsecured personal loans are usually in the range of 10,000- 2,000,000 naira. And the loan tenure ranges from 1-7 years, which provides ample time to repay the loan comfortably. 

General Requirements for Online personal loans

Whether secured or not, the requirements for obtaining Online personal loans from online money lenders are still the same, online with a few difference.

For individuals:

If the unsecured personal loan is for funding a business, you may be asked for:

Cons of Unsecured personal loans in Nigeria 

Pros of Unsecured personal loans in Nigeria

Conclusion: unsecured personal loans are fit for those who love to hit milestones in life without having the financial capability to do it faster. This loan grants flexibility and ease to the borrower with enough time to repay, but terms, and conditions apply and the interest rate is not to be joked with. 


Unsecured personal loans in Nigeria rating: 4.5/5 from 14 votes.

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